Sitemap
Law Offices of Chance M. McGhee

Call Today for a FREE Consultation

210-342-3400

Sitemap

Home
About
News
San Antonio Bankruptcy Attorney Named Elite Lawyer 2021
Attorney
Practice Areas
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Home Foreclosures
IRS Tax Levies
Bankruptcy Alternatives
Do I Qualify for Bankruptcy?
Life After Bankruptcy
The Bankruptcy Process
Bankruptcy FAQs
Wage Garnishment
Repossessions
Credit Card Debt
Benefits of Bankruptcy
Protection from Creditors and Automatic Stay
Medical Bills and Bankruptcy
Asset Protection and Bankruptcy
Bankruptcy and Divorce
Rebuilding Credit After Bankruptcy
Short Sales
Testimonials
Blog
UPDATE: Can I Keep My Car if I File for a Texas Bankruptcy?
How to Prepare for Your 341 Meeting After Filing for Bankruptcy
How Can I Address Harassment From Debt Collectors and Creditors?
How Are Family Support Obligations Addressed During Bankruptcy?
5 Common Myths About Bankruptcy and the Truth About Debt Relief
How Is a Chapter 13 Bankruptcy Affected by a Divorce?
5 Tips to Follow When Preparing to File for Bankruptcy
How Is a Second Mortgage Handled During Bankruptcy?
What Are the Benefits of Chapter 7 Vs. Chapter 13 Bankruptcy?
What Is a No-Asset Bankruptcy?
Is Bankruptcy a Good Option for Addressing Credit Card Debt?
Can a Debt Collector Freeze My Bank Account?
What Is the Means Test in a Bankruptcy Case?
How Will Bankruptcy Affect Ownership of My Car?
How Can I Increase My Credit Score After Filing for Bankruptcy?
How Does the Automatic Stay in a Bankruptcy Case Affect Taxes?
Can Small Businesses Obtain Relief Through Chapter 5 Bankruptcy?
Are There Exceptions to the Automatic Stay During a Bankruptcy Case?
When Can I Receive a Hardship Discharge in a Chapter 13 Bankruptcy?
How Is a Chapter 13 Bankruptcy Repayment Plan Created?
What Are the Options for Filing for Bankruptcy During Divorce?
How Are Non-Judicial Foreclosures Handled in Texas?
Is a Short Sale of My Home a Good Alternative to Bankruptcy?
New Laws and Court Rulings May Affect Bankruptcy and Student Loans
How Loan Modifications Can Provide an Alternative to Bankruptcy
What Options Do Homeowners Have to Avoid Foreclosure Due to COVID-19?
Can I Use Bankruptcy to Eliminate Tax Debts?
Am I Eligible for Cramdowns or Lien Stripping in a Chapter 13 Bankruptcy?
What Assets Are Exempt From Liquidation in a Chapter 7 Bankruptcy?
Pandemic Relief Payments Still Excluded from Chapter 13 Calculations
Means Test Extension beyond the CARES Act
Can I File For Bankruptcy Without My Spouse if I Am Married?
Borrowing to Pay Medical Debts
Affordable Care Act Enrollment Deadline of August 15, 2021
What is the Difference Between Debt Settlement and Bankruptcy?
Answers about Medical Bankruptcy
Health Insurance and Bankruptcy
What Is a 341 Meeting of Creditors During a Texas Bankruptcy?
Get 6 Months of Your Health Insurance Premiums Paid
How Does the Process Work When You File for Bankruptcy in Texas?
If You Already Owe Income Taxes
If You Owe Taxes (Even If Unemployment Benefits Aren’t Taxed)
Will I Ever Be Able to Purchase a New Home if I File for Bankruptcy?
Unemployment Benefits Not Taxed
Avoid Misuse of Your $1,400 Stimulus Funds
Can the Government Seize Social Security Checks to Pay for Delinquent Student Loans?
Best Use of Your $1,400 Stimulus? Bankruptcy!?
Chapter 13 Bankruptcy Helps You Sell Your Home
FAQs Surrounding the Foreclosure Process in Texas
Can a Debt Collector Garnish My Wages in Texas?
Bankruptcy Basics: Chapter 7 vs. Chapter 13
Social Media Posts Can Cause Trouble During and After Bankruptcy Proceedings
Preparing for Personal Bankruptcy in Texas
Will Bankruptcy Wipe Out All of My Personal Debts?
Debunking Four Common Bankruptcy Myths
Settling Debt with Your Creditors After a Hardship
Bankruptcy Timing for Vehicle Cramdown
Chapter 13 Timing to Discharge Student Loans
Bankruptcy and Debt Solutions: How Can I Find a Reputable Credit Counselor?
Chapter 7 Timing to Discharge Student Loans
Bankruptcy Timing to Discharge Student Loans
How Should I Handle Creditor Harassment After a Bankruptcy Filing?
Prevent Fraud Challenges on a Credit Card Debt
Smart Timing with the Presumptions of Fraud
Common Myths About Bankruptcy in Texas
Federal Eviction Moratorium Update
Chapter 13 and the Eviction Moratorium
Does the Automatic Stay During Bankruptcy Apply to Child Support?
Bankruptcy and the Eviction Moratorium
New Federal Eviction Moratorium
The Effects of an Income Tax Lien
Which Type of Bankruptcy Is Best for My Financial Situation?
States' Reactions to Trump's Unemployment Benefits Extension
Trump's $400 Weekly Unemployment Benefits Extension
Does Filing for Bankruptcy Damage Credit?
Avoiding Income Tax Interest and Penalties
Timing Chapter 13 to Discharge Income Taxes
If I Have Overdue Medical Bills, Can I File for Bankruptcy?
Timing Bankruptcy to Discharge Income Taxes
Timing Bankruptcy to Cover New Debts
What Are the Risks of Working with a Debt Settlement Company to Resolve My Debt?
Timing Your Bankruptcy
Paying Unpaid Child/Spousal Support before Bankruptcy
How Do I Know if I Should File for Bankruptcy?
Unfiled Tax Returns and Bankruptcy
More Actions to Take When Considering Bankruptcy
The Best Bankruptcy Advice: Get Legal Advice
Is Student Loan Debt Dischargeable in a Texas Bankruptcy?
Paying Missed Mortgage Forbearance Payments
How Are Monthly Payments Calculated in a Chapter 13 Repayment Plan?
Pandemic Mortgage Forbearance
Consumer Bankruptcies Not Increasing--Yet
How Has the Coronavirus Pandemic Affected Bankruptcy Cases?
New Modified 7-Year Chapter 13 Plans
Protecting Your Pandemic Relief Payment from Your Bank
What Is an Automatic Stay in a Texas Bankruptcy?
Protecting Your Pandemic Relief Payment from Creditors
Student Loan Changes in the CARES Act
How Do I Know When Filing for Bankruptcy Is My Best Option?
Consumer Bankruptcy Changes in the CARES Act
Enhanced Unemployment Benefits Under the CARES Act
$1,200 Coming Soon to Most U.S. Adults
Does Filing for Bankruptcy Affect Employment?
Tax Filing and Payment Extended to July 15
Priority Debt for Intoxicated Driving
Top Things You Should Know About Declaring Bankruptcy
Avoiding Paying Prior Employee Debt
Paying Employee Debt in Chapter 13
Paying Employee Debt in Bankruptcy
Commissions Owed to Independent Contractor
What Does the Texas Bankruptcy Process Look Like?
Wages Owed to an Employee
A Chapter 13 Plan to Catch up on Past-Due Support
Lowering Payments on a Chapter 13 Repayment Plan
Catching up on Support through Chapter 13
Conditions for Stopping Support Collections in Chapter 13
Purchasing a House after Bankruptcy
Unpaid Child and Spousal Support in Chapter 13
Unpaid Child and Spousal Support in Chapter 7
A Chapter 13 Plan to Pay Income Tax
Can You Incur More Debt During a Chapter 13 Repayment Plan?
Paying Income Taxes through Chapter 13
Priority Income Tax Debts under Chapter 13
What Debts Are Not Dischargeable in a Texas Bankruptcy?
Priority Debts in a Chapter 13 Case
Priority Debts in an Asset Chapter 7 Case
FAQs About Chapter 7 and Chapter 13 Bankruptcy
Priority Debts in a No-Asset Chapter 7 Case
Priority Debts
Will Filing Chapter 7 Bankruptcy Stop a Foreclosure?
Nondischargeable Co-Signed Debts
Concerns about Co-Signed Debts
When Should I Delay Filing for Bankruptcy?
Additional Charges and Curing Your Mortgage Arrearage
Resolve Mortgage Accounting Disagreements
What Are the Laws for Filing Multiple Bankruptcies?
Chapter 13 Really Helps Delay Your Home Sale
Bankruptcy Helps Delay Your Home Sale
The Basics of Texas Wage Garnishment and Bankruptcy
Protection from Your Homeowners' Association
Avoid a Support Lien through Bankruptcy
What Does a Bankruptcy Trustee Do?
Avoid Income Tax Liens with Chapter 13
Avoid Income Tax Liens with Chapter 7
Prevent Future Income Tax Liens
Prevent Future Judgment Liens
Which Type of Bankruptcy Is Right for Me?
Bankruptcy Can Remove a Judgment Lien
Qualifying for Bankruptcy in Texas
Bankruptcy May Strip Off a Junior Mortgage
Bankruptcy Stops a Property Tax Foreclosure
Chapter 13 Gives the Most Time to Cure Your Mortgage
Bankruptcy Helps You Afford Your Mortgage
What to Expect at a 341 Meeting of Creditors
Protecting Excess Home Equity through Chapter 13
Filing for Bankruptcy Due to Medical Debt
Protecting Future Home Equity through Chapter 7
Protecting Your Home Equity through Chapter 7
Can My Texas Bankruptcy Discharge Be Denied?
More Bankruptcy Benefits for Your Home
Bankruptcy's Many Benefits for Your Home
Marital Debt: Determining the Best Way to File for Bankruptcy
Cramdown on Furniture and Other Personal Property Debts
An Example of Money Saved through Vehicle Loan Cramdown
Creditor Harassment after Bankruptcy
Cramdown Your Vehicle Loan if Behind on Payments
Qualifying for a Vehicle Loan Cramdown
The Role of a Bankruptcy Trustee
Keep Your Vehicle through Cramdown
Keep Your Vehicle without Reaffirmation
Keep Your Vehicle by Reaffirming its Loan
What Not to Do Before Filing for a Texas Bankruptcy
Forgotten Debts
Debts Sold or Assigned to Collection Agencies
Frequently Asked Questions About Texas Bankruptcy
Creditor Not Listed But Knows about Your Case
Debts You Don't List in Your Bankruptcy Case
Things You Should Know Before You File for Bankruptcy
Bankruptcy Writes Off Vehicle Accident Claims, Unless Intoxicated
Bankruptcy Can Write Off a Student Loan, IF it Causes Undue Hardship
Exploring Federal and Texas Bankruptcy Exemptions
Bankruptcy Does Not Write Off Child or Spousal Support Debts
Bankruptcy Writes Off (Some) Income Taxes
Criminal Fines and Restitution Not Written Off in Bankruptcy
How Will a Bankruptcy Affect My Credit Score?
Debts Not Written Off in Bankruptcy
Writing Off Debts with Bankruptcy
Types of Debt in Chapter 13 Bankruptcies
Your Debts in Bankruptcy
If You Owe Both 2018 AND Earlier Income Taxes
Can I Discharge My Student Loans in Bankruptcy?
Include 2018 Income Taxes in a Chapter 13 Case Filed in 2019
Filing Chapter 13 in 2019 to Write Off More Income Taxes
How a Texas Bankruptcy May Help Stop a Home Foreclosure
Filing Bankruptcy in 2019 to Write Off More Income Taxes
Disadvantages of a Badly-Timed 5-Year Chapter 13 Case
Scenario: Filing Chapter 13 Now Shortens a Case by Two Years
What Life Is Really Like After a Texas Bankruptcy
Filing Chapter 13 in December (or January!) May Greatly Shorten Your Case
An Example of a "Preference"
Signs Filing For Bankruptcy Might Be Your Best Option
"Preferences" Around the Holidays
Bankruptcy Myths
Fraudulent Transfers Around the Holidays
An Example Why Passing the Means Test May Be Easier in 2018
What Is a “Means Test” and How Does It Affect Bankruptcy?
Pass the Means Test by Filing Bankruptcy in 2018
The Surprising Benefits: Keeping Your Vehicle Lease under Chapter 13
The Surprising Benefits: Keeping Your Vehicle Lease under Chapter 7
Debunking the Three Biggest Bankruptcy Fears
The Surprising Benefits: Ending Your Vehicle Lease under Chapter 13
The Surprising Benefits: Rejecting Your Vehicle Lease under Chapter 7
How to Rebuild Credit After a Texas Bankruptcy
The Surprising Benefits: Escape from Your Vehicle Lease in Bankruptcy
The Surprising Benefits: An Example of Vehicle Loan Cramdown
Which Bankruptcy Option Eliminates All Debt?
The Surprising Benefits: Saving Your Vehicle Better through Chapter 13
Foreclosure: Will the Bank Take My Home if I Miss a Payment?
The Surprising Benefits: Saving Your Vehicle through Bankruptcy
The Surprising Benefits: Chapter 13 Potentially Discharges Divorce Property Settlement Debts
The Surprising Benefits: Discharge Divorce Property Settlement Debts
The Surprising Benefits: Chapter 13 Handles an Income Tax Lien on a Tax that Can't Be Discharged
Lawsuit Highlights the Issues with Debt Settlement Services
The Surprising Benefits: An Income Tax Lien on a Tax that Can't Be Discharged
The Benefits of Bankruptcy
The Surprising Benefits: Chapter 13 AFTER the Recording of an Income Tax Lien
The Surprising Benefits: Chapter 7 AFTER the Recording of an Income Tax Lien
How Bad is Bankruptcy for Your Credit Score?
The Surprising Benefits: Chapter 13 Stops the Recording of an Income Tax Lien
The Surprising Benefits: Chapter 7 Stops the Recording of an Income Tax Lien
Small Business Bankruptcy in Texas
The Surprising Benefits: Fraud Debt Collections in Bankruptcy
The Surprising Benefits: Deal with Student Loan Collection with Chapter 13
The Surprising Benefits: Stop Student Loan Collection
Managing Your Finances after Bankruptcy
The Surprising Benefits: Stop Income Tax Collection
The Surprising Benefits: Stop Collection of Support Arrearage
Can You File Bankruptcy Without Your Spouse?
The Surprising Benefits: Break a Tax Payment Plan through Chapter 13
The Surprising Benefits: Break a Tax Payment Plan through Chapter 7
The Surprising Benefits: Getting Back Your Repossessed Vehicle
How to Get Back a Repossessed Vehicle
The Surprising Benefits: Reinstating Your Driver's License Suspended for Unpaid Tickets
The Surprising Benefits: Reinstating a Driver's License
Choosing Between Bankruptcy and Foreclosure
The Surprising Benefits: Removing a Judgment Lien on Your Home
The Surprising Benefits: Resolving the "Preference" Problem through Chapter 13
Reversing Real Estate Judgment Liens with Bankruptcy
The Surprising Benefits: Resolving the "Preference" Problem through Negotiation
The Surprising Benefits: Solving an Uncomfortable "Preference" Problem
Reclaiming Your Texas Driver’s License through Bankruptcy
The Surprising Benefits: A "Preference" Payment to a Relative or Friend
The Surprising Benefits: Use "Preference" Money to Pay a Favored Debt
Surprising Bankruptcy Benefits: Make Creditors Return Your Money
A Dozen Surprising Benefits of Bankruptcy
Fully Complying with Your Chapter 13 Case
The Criminal Exception to the Automatic Stay
Giving a Creditor "Adequate Protection"
A Creditor's Precautionary Motion about the Automatic Stay
Two More Creditor Challenges to the Automatic Stay
A Creditor's Challenge to the Automatic Stay to Pursue a Lawsuit
A Creditor Challenge to the Automatic Stay
What the IRS/State Can and Can't Do After You File Bankruptcy
Landlord's Power over Bankruptcy to Evict Bad Tenants
Family Court Proceedings and Debts in Bankruptcy
Stopping Eviction from Your Rental through Bankruptcy
Limited Automatic Stay Protection for Unpaid Child/Spousal Support
No Automatic Stay after Multiple Prior Bankruptcy Filings
Prevent Losing the Automatic Stay Because of a Prior Bankruptcy Filing
Stop Student Loan Collections to Discharge or Deal with the Loan
Stop IRS Garnishment to Start Installment Payment Plan
Preventing Wage Garnishment through Bankruptcy
Does Hiring a Bankruptcy Lawyer Stop Collection Actions?
A Handy Guide to Chapter 7 vs. 13 for Your Secured Debts
Chapter 7 vs. 13 When Your Vehicle is Worth Too Much
Cramdown on Vehicle Not Bought for Personal Use
Cramdown on Collateral Not Purchased with the Debt
Verifying that a Creditor Has a Valid Security Interest
Example of Reaffirming vs. Cramming Down Furniture Loan
Example of Reaffirmation Agreement vs. Cramdown of Vehicle Loan
Examples of Reaffirmation Agreement vs. Chapter 13
Reaffirmation Agreement vs. Chapter 13
Get a New Financial Start with this New Year
Rescinding a Reaffirmation Agreement
The Reaffirmation Hearing
Reaffirming a Debt That's Not Current
Be Cautious about Reaffirming a Debt
A Debt Reaffirmed under Chapter 7
Debts Voluntarily Paid in Chapter 7
Exceptions to the Discharge of Debts in Chapter 7
"General Unsecured Debts" in Chapter 13
"General Unsecured Debts" in Chapter 7
Unsecured Debts in Bankruptcy
Chapter 13 with a Judgment Lien, HOA Lien, or Child/Spousal Support
Chapter 13 with a 2nd Mortgage, Property Taxes, or Income Tax Lien
Chapter 7 with a Judgment Lien, HOA Debt, or Support Obligations
Your Paid-Current Home Mortgage in Chapter 7 and 13
Your Home Mortgage in Chapter 7 and Chapter 13
Simple and Not-so-simple Debts in Chapter 7 and 13
The Automatic Stay in Chapter 7 and 13
Using Time to Your Advantage in Chapter 7 and 13
Keep an Open Mind about Chapter 7 or 13
Chapter 7 or 13? You May Be Surprised
Chapter 7 Prevents Judgment Liens on Your Home
Chapter 7 Buys Time and Money to Move from a Foreclosing Home
Chapter 7 Buys Time to Change to Another Vehicle
Chapter 7 Buys Time to Redeem Your Vehicle
Chapter 7 Buys Very Short Amount of Time to Get Vehicle Insurance
Many Ways to Buy Time for Your Vehicle and Home through Chapter 7
Dealing with Recorded Tax Liens through Chapter 13
Buy Lots More Time to Deal with Multiple Years of Income Tax Debts
Buy Time to Deal with Multiple Years of Income Tax Debts
Buy Time to Get Current on Home Property Taxes
Buy Time to Sell Your Home with Chapter 13
Buy Much More Time for Your Home with Chapter 13
Chapter 7 Permanently Prevents Tax Liens against Your Home
Buy Time for Your Home with Chapter 7
Good Timing Can Shorten Your Chapter 13 Case by 2 Years
Why Timing Can Be So Crucial for the Means Test
The Means Test is Based on Timing
Timing: Avoiding "Fraudulent Transfers"
Timing: Avoiding Very Troublesome "Preference" Payments
Timing: Qualifying for Cramdown on Personal Property Collateral
Timing: Qualifying for Vehicle Loan Cramdown
Timing: Writing Off Recent Credit Card Debt
Timing: Writing Off Income Taxes
Two Examples of Bankruptcy Timing with Medical Debts
Timing: Including Debts in Bankruptcy
A Sample Completed Chapter 7 Case
A Sample Completed Chapter 13 Case
Getting Ready to Finish a Chapter 13 Case
The Chapter 13 Trustee
A Second Mortgage "Strip" through Chapter 13
Labor Day 2017--Hard-Working and Productive Workers
Labor Day 2017--Hard-Working and Productive Workers
A Caution about Severing Your Chapter 13 Case from Your Spouse
The Option of Severing Your Chapter 13 Case from Your Spouse
The Option of Converting Your Chapter 13 Case into a Chapter 7 One
Your Voluntary Dismissal of a Chapter 13 Case
Plan Modification After It's Court-Approved
Plan Modification Before It's Approved
Chapter 13 Plan Modification
Catching up on Child or Spousal Support
Catching up on Property Taxes on Other Than Your Home
Catching up on Property Taxes When You Have a Mortgage
Catching up on Your Mortgage on Your Terms
Protect Yourself from Your Co-Signer
Using the Co-Debtor Stay of Chapter 13
Protecting Your Co-Signer in Bankruptcy
Cramdown on Debts Secured by Personal Property
Reducing the Cost of Your Vehicle Loan through Cramdown
Treatment of Different Types of Creditors in Chapter 13
The Chapter 13 Plan
Chapter 13 Buys Time
Qualifying to File a Chapter 13 Case
Keeping Your Vehicle in Chapter 7 through Redemption
Surrendering Your Vehicle in a Chapter 7 Case
Keeping Your Vehicle by Reaffirming the Vehicle Loan
Timing Can Be Crucial for Passing the Means Test
A Simple Example of Passing the Means Test
The Pursuit of Happiness this 4th of July
Household Size Really Matters for Passing the Means Test
No Means Test If You Fit within a Military Exemption
No Means Test If You Have More Business Debts than Consumer Debts
The Chapter 7 Means Test
Example of a Simple Chapter 7 "Asset Case"
A Chapter 7 "Asset Case"
Chapter 7 Trustee's Abandonment of Property
When a Chapter 7 Trustee Doesn't Liquidate Non-Exempt Property
A "No Asset" Chapter 7 Case
Proceeds, Rents, or Profits as "Property of the Estate"
"Property of the Estate" and Marital Property Division
"Property of the Estate" and "Death Benefits"
"Property of the Estate" May Include Life Insurance Proceeds
"Property of the Estate" Includes an Inheritance
"Property of the Estate" Excludes Property in a Spendthrift Trust
"Property of the Estate" Excludes Powers You Exercise for Another's Benefit
"Property of the Estate" in Chapter 7 Bankruptcy
The U. S. Trustee--Administrator and Enforcer
5 More Things to Know to Protect Your Property through Exemptions
5 Things to Know to Protect Your Property through Exemptions
Using the Right Set of Property Exemptions
The Chapter 7 Trustee Challenging an Asset's Value
The Chapter 7 Trustee Looking into an Asset
The Trustee in a Consumer Chapter 7 Case
Resolving a Fraudulent Transfer Painlessly through Chapter 13
Preventing Avoidance of Fraudulent Transfers through Chapter 13
Are Charitable Gifts Fraudulent Transfers?
Fraudulent Transfers without the Actual Intent to Defraud
Fraudulent Transfers with Actual Intent to Defraud
Introducing Fraudulent Transfers
Using "Preference" Law to Pay a Necessary Debt
Using "Preference" Law to Your Advantage
Avoiding the "Preference" Problem
The "Preference" Problem
The Practicalities of "Preferences"
Understanding "Preferences"
The Judge's Ruling in a Dischargeability Proceeding: an Example
The Closing Arguments in a Dischargeability Proceeding: an Example
The Trial in a Dischargeability Proceeding: an Example
Discovering the Facts in a Dischargeability Proceeding: an Example
Answering a Creditor's Dischargeability Complaint: an Example
Resolving a Creditor's Dischargeability Objection: an Example
Going to Trial on a Nondischargeability Dispute with a Creditor
"Discovery" during a Nondischargeability Dispute with a Creditor
The Procedure to Determine whether a Debt Should be Discharged
Options for Dealing with a Nondischargeability Complaint
Writing off a Student Loan
A Challenge to the Discharge of All Debts
Suing a Creditor in Bankruptcy
Adversary Proceedings by the Debtor
Adversary Proceedings by the Trustee
Adversary Proceedings in Bankruptcy
When a Business Lease is Not a True Lease
Business Leases Recharacterized
Business Leases of Personal Property
The Difference between a True Lease and a Secured Purchase
Leases that Are Actually Secured Purchases
Personal Property Leases in Bankruptcy
Leaving My Rental after Filing a Chapter 13 Case
Leaving My Rental after Filing Chapter 7 Bankruptcy
What If I'm Too Far Behind on My Rent?
What If I'm Behind on My Rent But Want to Stay in My Rental?
Can My Landlord End My Lease Just for Filing Bankruptcy?
Escaping a Vehicle Lease in Chapter 13
Escaping a Vehicle Lease in Chapter 7
"Assuming" a Vehicle Lease in Default in Chapter 13
"Assuming" a Vehicle Lease in Chapter 7
Executory Contracts in Chapter 7
Unexpired Leases and Other Executory Contracts in Bankruptcy
Statutory Liens in Chapter 13
Statutory Liens in Chapter 7
Statutory Liens
The Bankruptcy Judge, U.S. Trustee, and Chapter 7 and 13 Trustees
Turning Friday the 13th Bad Luck into Good
Execution Liens, Judgments on Nondischargeable Debts
A Sample Judgment Lien, Undone
Undoing a Judgment Lien
The Dangerous Judgment Lien
Objecting to a Proof of Claim to Defeat a Creditor
Objecting to a Proof of Claim to Prevent Dismissal
When It's Worth Objecting to a Proof of Claim
Objecting to a Creditor's Proof of Claim in Chapter 13
Creditor's Failure to File a Proof of Claim in Chapter 13
Potentially Pay Nothing to Most Creditors in Chapter 13
Creditors Paid Nothing under Chapter 13
Debt Write-off under Chapter 13
Permanently Write Off Debts in Bankruptcy
5 Special Assets
Upcoming Property from a Divorce
Rents and Profits as Bankruptcy Assets
Recovered Assets from "Fraudulent Transfers"
Assets Recently Sold or Given Away
Shared Assets
Special Assets--An Inheritance
The Financial Effect of Surrendering Collateral in Chapter 13
Secured Creditors' Proofs of Claim in Chapter 13
Priority Creditor Proofs of Claim in Chapter 13
Unsecured Creditors' Proofs of Claim in Chapter 13
Creditor Claims and Proofs of Claim
Including New Income Tax Debts in Chapter 13
"Pre-Petition" and "Post-Petition" Debts in Chapter 13
"Pre-Petition" and "Post-Petition" Assets in Chapter 7
"Pre-Petition" and "Post-Petition" Debts in Chapter 7
Everything to Know about the Automatic Stay
Lack of the Automatic Stay through Multiple Prior Bankruptcy Filings
Losing the Automatic Stay through a Prior Bankruptcy Filing
The "Endangerment of Property" and "Illegal Use of Controlled Substances" Automatic Stay Exceptions
The Residential Lease Exception to the Automatic Stay
The Tax Exceptions to the Automatic Stay
The Domestic Relations Exceptions to the Automatic Stay
Exceptions to the Automatic Stay
"Adequate Protection"
Creditors Ask for Relief from Stay
Reasons Creditors Ask for Relief from the Automatic Stay
Creditors Asking for Relief from Stay NOT to Pursue Collateral
"Relief from the Automatic Stay"
The Automatic Stay
Petition, Schedules, Electronic Filing
"Residence" and "Domicile" in Bankruptcy
"Credit Counseling" and "Debtor Education"
Voluntary and Involuntary, Individual and Joint Bankruptcy Cases
The Bankruptcy Chapters--Chapter 7, 9, 11, 12, 13 Cases
The Debtor, Creditor, Lawyers, Bankruptcy Clerk, Trustee, and Judge
A Scenario about Debts from a Vehicle Accident
"Priority" Debts for Injuries from Driving while Intoxicated
"Priority" Wages and Benefits Owed to Employees
Are "Priority Income Tax Debts Discharged in Chapter 7 Bankruptcy?
Can "Priority" Debts Be Discharged in Chapter 7 Bankruptcy?
"Priority" Debts in Chapter 7 Bankruptcy
"Priority" Debts in Bankruptcy
Example of How Chapter 13 Handles a Creditor with a Disputed Lien
When a Creditor Has a Disputed Lien in Chapter 13
When a Creditor Does Not Enforce its Lien in Chapter 13
An Example of Surrendering Your Home Later in a Chapter 13 Case
The Option of Surrendering Your Home Later in a Chapter 13 Case
Surrendering a Vehicle in a Chapter 13 Case
When a Creditor Does Not Have an Enforceable Lien
When a Creditor Does Not Enforce its Lien
Debt Secured by Judgment Lien Can Often Be Turned into an Unsecured Debt
Secured Debt Treated Like Unsecured Debt after Collateral Surrender
Secured Debts Treated Like Unsecured Debts in Chapter 7
"General Unsecured" Debts Discharged in Chapter 13
Debts Partly Paid but then Written off in Chapter 7
"General Unsecured" Debts Discharged in Chapter 7
Protect Equity in Your Home Better with Chapter 13
Protect Equity in Your Home Not Covered by the Homestead Exemption
"Avoiding" a Judgment Lien on Your Home in Chapter 13
"'Statutory Liens" on Your Home Resolved through Chapter 13
Special Debts that Can't Be "Discharged" under Chapter 13
How Chapter 7 Deals with Special Debts that Can't Be "Discharged"
The Chapter 13 "Super-Discharge" of Divorce Decree Debts
Dealing with a Recorded Income Tax Lien and Preventing Future Ones
Catching Up on Your Property Taxes through Chapter 13
Flexibility in Selling Your Home through Chapter 13
A Second Mortgage "Strip" through Chapter 13
Catching up on Your Home Mortgage through Chapter 13
Independence from Debt
Ten Ways to Keep Your Home through Chapter 13
Prevent a Creditor with an Unsecured Debt from Turning it into a Secured Debt
Power over Your Secured Debts through Chapter 13
Power over Your Secured Debts through Chapter 7
Your Secured Debts
Chapter 13 Benefits for Real Estate that Is Income-Producing and Equity-Creating
Chapter 13 Benefits Directly Related to Real Estate Other than Your Home
Selling Real Estate Other than Your Home under Chapter 13
Surrendering Real Estate Other than Your Home in Bankruptcy
Keeping Non-Home Real Estate through Bankruptcy
Addressing a Child or Spousal Support Lien through Bankruptcy
Dealing with Statutory Liens on Your Home in Bankruptcy
Erasing a Judgment Lien from Your Home's Title
Preventing a Judgment Lien against Your Home
Dealing with a Recorded Tax Lien FULLY Secured by Home Equity
Resolving a Recorded Tax Lien Partly Secured by Home Equity
Beating a Recorded Income Tax Lien on Your Home
Preventing an Income Tax Lien on Your Home
Escape Your Underwater Second Mortgage
Dealing with Unpaid Property Taxes on Your Home
Keeping Your Home through Chapter 13
Keeping Your Home through Chapter 7
Getting Out of Your Vehicle Lease through Chapter 13
Getting Out of Your Vehicle Lease through Chapter 7
Keeping Your Leased Vehicle through Chapter 13
Keeping Your Leased Vehicle through Chapter 7
Getting Out of Your Vehicle Loan through Bankruptcy
Lowering Your Vehicle Loan Payments through Chapter 13 Bankruptcy
Reaffirming Your Vehicle Loan through Chapter 7 Bankruptcy
Debts Not Listed in Your Bankruptcy Documents
Accident Claims from Driving While Intoxicated
How to Discharge a Student Loan in Bankruptcy
Unpaid Child or Spousal Support Never Discharged in Bankruptcy
Income Taxes Discharged and Not Discharged in Bankruptcy
Criminal Debts Not Discharged in Bankruptcy
Debts Not Discharged in Chapter 7 Bankruptcy
The Discharge of Debts in Bankruptcy
The 3 Kinds of Debts
Bankruptcy in the U.S. Constitution and Statutes
Bankruptcy--A Moral Choice
Bankruptcy Made Simple
What Is Size of Your Family for the "Means Test"?
What Is Your State for the "Means Test"?
What is Considered "Income" for the Chapter 7 "Means Test"
The New Median Income Amounts for the Chapter 7 "Means Test"
The Military Exemptions from the Chapter 7 "Means Test"
The Business Debt Exemption from the Chapter 7 "Means Test"
You're Now More Likely to Be Paid More Back Wages by Your Bankrupt Former Employer
Larger Families More Likely to Qualify for Shorter Chapter 13 Cases
A Chapter 13 Debt Limit Increase
A Chapter 7 "Means Test" Calculation Adjustment
The Homestead Exemption Cap
The Maximum IRA Exemption
New Thresholds for a "Luxury" Purchase or Cash Advance to Be Presumed Fraudulent
Upcoming Increase in Federal Property Exemptions
More New Bankruptcy Dollar Amounts Effective Soon
A Fresh Start against Your Co-Signer
A Fresh Start at Protecting Your Co-Signer Better
A Fresh Start at Protecting Your Co-Signer
A Fresh Start for Your Home Partly Encumbered by a Tax Lien
A Fresh Start for Your Home Equity Encumbered by a Tax Lien
A Fresh Start with an Income Tax Lien on Your Home
A Fresh Start with the Child or Spousal Support Lien on Your Home
A Fresh Start with Unpaid Property Taxes on Your Home
The Judgment Liens that Can Be "Avoided" from Your Home's Title
A Fresh Start by "Avoiding" a Judgment Lien on Your Home
Consumer Warning: A Scam Targeting Bankruptcy Filers
A Fresh Start by "Stripping" Your Second Mortgage
A Fresh Start on Your Home with Chapter 13
A Fresh Start with a Forbearance Agreement
A Fresh Start with a Mortgage Modification
A Fresh Start on Your Home If You're Behind on Your Mortgage
A Fresh Start on Your Vehicle Loan through Chapter 13 "Cramdown"
A Fresh Start on Your Vehicle Loan through Chapter 7 "Redemption"
A Fresh Start on Your Vehicle Loan through Chapter 7 "Reaffirmation"
Bankruptcy Timing: Include Income Taxes Owed for 2015 by Filing Chapter 13 in Early 2016
Bankruptcy Timing: Filing in 2016 to Write Off More Income Taxes with Chapter 13
The New Year, a Fresh Start!
Bankruptcy Timing and the Holidays: Filing in 2016 to Cover More Income Taxes
Bankruptcy Timing and the Holidays: Filing in January to Qualify for Chapter 7 or Shorten Chapter 13 Case
Peace on Earth, Good Will to All: Merry Christmas!
Bankruptcy Timing and the Holidays: Filing in December May Shorten Chapter 13 Case by 2 Years
Bankruptcy Timing and the Holidays: Personal Injury Damages from Driving Under the Influence
Bankruptcy Timing and the Holidays: Gift-Giving and "Fraudulent Transfers"
Bankruptcy Timing and the Holidays: "Preference” Payments
Bankruptcy Timing and the Holidays: The "Cash Advances" Presumption of Fraud
Bankruptcy Timing and the Holidays: The "Luxury" Presumption of Fraud
Bankruptcy Timing and the Holidays: Extra Income in December Affecting the "Means Test"
Bankruptcy Timing and the Holidays
Giving Final Thanks for Chapter 13 "Adjustment of Debts"
Giving More Thanks for Chapter 13 "Adjustment of Debts"
Giving Thanks for Chapter 13 "Adjustment of Debts"
Giving More Thanks for Chapter 7 "Straight Bankruptcy"
Giving Thanks for Chapter 7 "Straight Bankruptcy"
Thanksgiving for the Rule of Law
Chapter 7 and Chapter 13--Income Tax Lien Partly Secured by Equity in Your Home
Chapter 7 and Chapter 13--An Income Tax Lien Secured by Equity in Your Home
Chapter 7 and Chapter 13--An Income Tax Lien on Your Home
Chapter 7 and Chapter 13--Owe Both Newer and Older Income Taxes
Chapter 7 and Chapter 13--Newer Income Taxes
Chapter 7 and Chapter 13--Older Income Taxes
Chapter 7 and Chapter 13--Child and Spousal Support
Chapter 7 and Chapter 13--Unsecured Debts
Chapter 7 and Chapter 13--Delayed Sale of Your Home
Chapter 7 and Chapter 13--Selling Your Home in the Near Future and Protecting Its Increased Equity
Chapter 7 and Chapter 13--Selling Your Home with Equity but Have Lots of Other Debts
Chapter 7 and Chapter 13--Too Much Equity in Your Home
Chapter 7 and Chapter 13--Unpaid Child or Spousal Support Lien on Your Home
Chapter 7 and Chapter 13--Stripping a Second (or Third) Mortgage
Chapter 7 and Chapter 13--Resolving Your Property Tax Debt
Chapter 7 and Chapter 13--Avoiding Judgment Liens on Your Home
Chapter 7 and Chapter 13--Surrendering Your Home
Chapter 7 and Chapter 13--Home Mortgage Overview
Chapter 7 and Chapter 13--"Cramdown" on Personal Property Collateral
Chapter 7 and Chapter 13--Personal Property as Purchased Collateral
Chapter 7 and Chapter 13--More Vehicle Loans
Chapter 7 and Chapter 13--Vehicle Loans
Chapter 7 and Chapter 13--Exempt and Not Exempt Assets
Chapter 7 and Chapter 13--Encumbered Assets
Chapter 7 and Chapter 13
Mistakes to Avoid--Selling Your Home Just Because You're Behind on Property Taxes
Mistakes to Avoid--Selling Your Home Because You Owe Income Taxes
Mistakes to Avoid--Selling Your Home Because You Can’t Afford the Mortgage Payments
Mistakes to Avoid--Selling Your Home to Pay off Your Ex-Spouse
Mistakes to Avoid--Selling Your Home to Prevent Its Foreclosure
Mistakes to Avoid--Selling Your Home under Pressure instead of Waiting until a Better Time
Mistakes to Avoid--Selling Your Home without First Stripping the Second Mortgage
Mistakes to Avoid--Selling Your Home out of Desperation
Mistakes to Avoid--Prevent Judgment Liens against Your Home
Mistakes to Avoid--Surrendering Your Vehicle or Getting it Repossessed
Mistakes to Avoid: Paying a Favored Creditor Before Filing Bankruptcy
Mistakes to Avoid: Selling or Borrowing against Assets Protected in Bankruptcy
Big Mistakes to Avoid When Considering Bankruptcy
Making Sense of Bankruptcy: Does Chapter 7 or Chapter 13 Better Protect Your Home?
Making Sense of Bankruptcy: Protecting Your Home from Foreclosure with the "Automatic Stay"
Making Sense of Bankruptcy: Important Exceptions to the Protections of the "Automatic Stay"
Making Sense of Bankruptcy: 5 More Powerful Ways Chapter 13 Saves Your Home
Making Sense of Bankruptcy: 5 Powerful Ways Chapter 13 Saves Your Home
Making Sense of Bankruptcy: Using State Property Exemptions in Federal Bankruptcy
Qualifying for Chapter 13
The Truth about Qualifying to File a Chapter 7 Case
Pay off Debt and Boost Your Credit with the “One-Two Payment Plan”
Questions to Ask Yourself before Filing for Bankruptcy
Strategies to Avoid Credit Card Debt
Debt Dilemmas: Common Concerns about Chapter 13 Bankruptcy Process
Benefits of Hiring a Bankruptcy Attorney
Chapter 7 Bankruptcy: A Brief Overview of Eligibility and Asset Liquidation
Bankruptcy Filing Questions
FAQs about Chapter 7 Bankruptcy
Credit Card Debt: Can I Keep My Credit Cards When Filing for Bankruptcy?
Factors Which May Impact Chapter 13 Bankruptcy Eligibility
Are There Alternatives to Bankruptcy?
Bankruptcy Qualifications: Can You File for Bankruptcy Twice?
Tips for Dealing with Debt Collectors
Can Bankruptcy Stop Wage Garnishments?
How Bankruptcy Laws and Your Finances May Affect the Bankruptcy Process
The Importance of Following Bankruptcy Laws
Floating Check Controversy: Whose Money Is It?
Foreclosure Defense: Saving Your Home
The Poverty Prejudice
Will I Lose My Security Clearance If I File Bankruptcy?
Should I Use Savings to Pay Off Debt?
The Real Number One Reason for Bankruptcy Filings
Fewer Bankruptcies Now, But Are More Coming?
Understanding Wage Garnishment Laws in Texas
RadioShack Receives Large Bankruptcy Loan Offer
A Brief Guide to Managing Credit Card Debt
How to Deal with the Debt of a Deceased Family Member in Texas
Is Taking Out a Loan a Smart Way to Get Out of Debt?
Tips for Homeowners Who Are Struggling with Mortgage Payment Difficulties
Understanding the Different Forms of Debt
What Does Bankruptcy Really Do to Your Credit Score?
Qualifying for a Mortgage after Bankruptcy
Federal Rules Debt Collectors Must Follow
Bankruptcy Filers Can Now Use Rental History to Rebuild Credit
Three Proven Methods to Improve Your Credit Score
Texas Ranks as a Best State for Student Debt Among the $1.12 Trillion Owed Nationwide
How Bankruptcy Can Be the Start of a More Secure Financial Life
Four Ways to Manage Credit Card Debt
Can Chapter 13 Bankruptcy Lead to a More Financially Stable Life?
How to Determine Eligibility for Chapter 13 Bankruptcy
Warning Signs of Financial Trouble
Why Filing for Chapter 7 Bankruptcy May Be the Answer for You
Rules of 341 Meetings in Bankruptcy
Qualifying for Chapter 7 Bankruptcy
Internal Revenue Service Issues: Tax Levies vs. Tax Liens Part Two
Issues in State and Federal Minimum Wage Laws
Internal Revenue Service Issues: Tax Levies vs. Tax Liens Part One
Bankruptcy and Mental Health: Battling Negative Emotions
Bankruptcy Concerns: Supreme Court Decides on IRA Exemptions
The Truth behind Bankruptcy Filing
The Financial Impact of Unpaid Medical Bills
Exploring Texas Bankruptcy Options
What Are Debt Collectors Allowed to Do?
Rebuilding Life after Filing Bankruptcy
Post-Grad Unemployment and the Struggles to Find a Job
What Happens When Chapter 13 Bankruptcy and Divorce Meet?
Creditor Judgments: What You Need to Know
New Study Explores American Credit Card Debt
Mythbusters: Common Credit Card Misconceptions
Will Bankruptcy Destroy My Future Job Prospects?
What Do I Need to File for Bankruptcy?
Medical Bills & Personal Bankruptcy: An Unfortunate Trend
Debt Coping: What to Do When a Child Passes Away
The Cost of Care: Helping Elderly Parents
Property Exemptions for Bankruptcy in Texas
Career Athletes and Bankruptcy
The Link Between College and Credit Card Use
The Negative Physical Impacts of Financial Stress
How Does Filing for Bankruptcy Affect My Credit Score?
Bankruptcy and Federal Student Loans
2014 is the Year to Get Rid of Debt
Are Cosigners Affected when Filing for Bankruptcy?
What is the Texas Homestead Exemption?
Knowing Your Rights with Debt Collectors
Protecting Yourself From Refinancing Scams
Can Anyone Stop my Personal Bankruptcy?
What is a Chapter 20 Bankruptcy?
What You Need to Know Before Filing for Bankruptcy
Bankruptcy Terminology: What is Reaffirmation?
State of Economy in Texas Remains Political Issue
Avoid Bankruptcy by Keeping Your Debt under Control
A New Baby Could be a Good Time for Financial Fresh-Start
What Does an IRS Tax Levy Mean in Texas?
Proposed Changes to Credit Score Reporting
San Antonio Bankruptcy Options
Insured Patients and Bankruptcy
Which First, Divorce or Bankruptcy?
A 341 Meeting in Texas: Bankruptcy Basics
How Payment Methods Influence Consumer Spending Habits
Small Business Bankruptcy Threatens San Antonio’s Future
Bankruptcy and Your Credit Score
Filing for Chapter 7 Bankruptcy
How Bankruptcy Affects Retirement Planning
Card debt being paid off at slower rates?
Texas Deceptive Trade Practices Act saves bankruptcy case
Texas Congressman Ruben Hinojosa emerges from bankruptcy
Card debt being paid off at slower rates?
All about Your Credit Score
Determining Wants vs. Needs while Budgeting
Chapter 13 Bankruptcy Can Help Stop Foreclosure
Strategies for balancing your budget
Strategies for Balancing your Budget
Texas Homestead Exemptions Good for Ranchers
Filing chapter 13 bankruptcy in Texas
Social Security Benefits to be Protected in Bankruptcy
What to Do When You Are In a Financial Crisis
Bankruptcy May Be Better Than Consolidation
Student loan debt may soon be eligible for discharge in bankruptcy.
Bankruptcy Filings Dropped in February, But Remain High Overall
Means Test for Bankruptcy | San Antonio Bankruptcy Lawyer
The Zombie Title: A New Foreclosure Nightmare
Texans Face Bankruptcy in Retirement | Texas Bankruptcy Attorney
Common Misconceptions about Bankruptcy | Texas Bankruptcy Lawyer
Casey Anthony Files Chapter 7 | San Antonio Bankruptcy Attorney
Contact
Map & Directions
Client Intake Form
Resources
Will My Credit Be Forever Tarnished?
Disclaimer
New Braunfels Bankruptcy
Boerne Bankruptcy
Kerrville Bankruptcy
Schertz Bankruptcy
Privacy Policy
Can I Save My Home?
What Will Happen to My Car If I File for Bankruptcy?
Will Creditors Still Call and Harass Me?
Client Intake Form

 

Call Today for a FREE Consultation

210-342-3400

Facebook YouTube Blog
Back to Top