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- Preparing for Personal Bankruptcy in Texas
- Will Bankruptcy Wipe Out All of My Personal Debts?
- Debunking Four Common Bankruptcy Myths
- Settling Debt with Your Creditors After a Hardship
- Bankruptcy Timing for Vehicle Cramdown
- Chapter 13 Timing to Discharge Student Loans
- Bankruptcy and Debt Solutions: How Can I Find a Reputable Credit Counselor?
- Chapter 7 Timing to Discharge Student Loans
- Bankruptcy Timing to Discharge Student Loans
- How Should I Handle Creditor Harassment After a Bankruptcy Filing?
- Prevent Fraud Challenges on a Credit Card Debt
- Smart Timing with the Presumptions of Fraud
- Common Myths About Bankruptcy in Texas
- Federal Eviction Moratorium Update
- Chapter 13 and the Eviction Moratorium
- Does the Automatic Stay During Bankruptcy Apply to Child Support?
- Bankruptcy and the Eviction Moratorium
- New Federal Eviction Moratorium
- The Effects of an Income Tax Lien
- Which Type of Bankruptcy Is Best for My Financial Situation?
- States' Reactions to Trump's Unemployment Benefits Extension
- Trump's $400 Weekly Unemployment Benefits Extension
- Does Filing for Bankruptcy Damage Credit?
- Avoiding Income Tax Interest and Penalties
- Timing Chapter 13 to Discharge Income Taxes
- If I Have Overdue Medical Bills, Can I File for Bankruptcy?
- Timing Bankruptcy to Discharge Income Taxes
- Timing Bankruptcy to Cover New Debts
- What Are the Risks of Working with a Debt Settlement Company to Resolve My Debt?
- Timing Your Bankruptcy
- Paying Unpaid Child/Spousal Support before Bankruptcy
- How Do I Know if I Should File for Bankruptcy?
- Unfiled Tax Returns and Bankruptcy
- More Actions to Take When Considering Bankruptcy
- The Best Bankruptcy Advice: Get Legal Advice
- Is Student Loan Debt Dischargeable in a Texas Bankruptcy?
- Paying Missed Mortgage Forbearance Payments
- How Are Monthly Payments Calculated in a Chapter 13 Repayment Plan?
- Pandemic Mortgage Forbearance
- Consumer Bankruptcies Not Increasing--Yet
- How Has the Coronavirus Pandemic Affected Bankruptcy Cases?
- New Modified 7-Year Chapter 13 Plans
- Protecting Your Pandemic Relief Payment from Your Bank
- What Is an Automatic Stay in a Texas Bankruptcy?
- Protecting Your Pandemic Relief Payment from Creditors
- Student Loan Changes in the CARES Act
- How Do I Know When Filing for Bankruptcy Is My Best Option?
- Consumer Bankruptcy Changes in the CARES Act
- Enhanced Unemployment Benefits Under the CARES Act
- $1,200 Coming Soon to Most U.S. Adults
- Does Filing for Bankruptcy Affect Employment?
- Tax Filing and Payment Extended to July 15
- Priority Debt for Intoxicated Driving
- Top Things You Should Know About Declaring Bankruptcy
- Avoiding Paying Prior Employee Debt
- Paying Employee Debt in Chapter 13
- Can I Keep My Car if I File for a Texas Bankruptcy?
- Paying Employee Debt in Bankruptcy
- Commissions Owed to Independent Contractor
- What Does the Texas Bankruptcy Process Look Like?
- Wages Owed to an Employee
- A Chapter 13 Plan to Catch up on Past-Due Support
- Lowering Payments on a Chapter 13 Repayment Plan
- Catching up on Support through Chapter 13
- Conditions for Stopping Support Collections in Chapter 13
- Purchasing a House after Bankruptcy
- Unpaid Child and Spousal Support in Chapter 13
- Unpaid Child and Spousal Support in Chapter 7
- A Chapter 13 Plan to Pay Income Tax
- Can You Incur More Debt During a Chapter 13 Repayment Plan?
- Paying Income Taxes through Chapter 13
- Priority Income Tax Debts under Chapter 13
- What Debts Are Not Dischargeable in a Texas Bankruptcy?
- Priority Debts in a Chapter 13 Case
- Priority Debts in an Asset Chapter 7 Case
- FAQs About Chapter 7 and Chapter 13 Bankruptcy
- Priority Debts in a No-Asset Chapter 7 Case
- Priority Debts
- Will Filing Chapter 7 Bankruptcy Stop a Foreclosure?
- Nondischargeable Co-Signed Debts
- Concerns about Co-Signed Debts
- When Should I Delay Filing for Bankruptcy?
- Additional Charges and Curing Your Mortgage Arrearage
- Resolve Mortgage Accounting Disagreements
- What Are the Laws for Filing Multiple Bankruptcies?
- Chapter 13 Really Helps Delay Your Home Sale
- Bankruptcy Helps Delay Your Home Sale
- The Basics of Texas Wage Garnishment and Bankruptcy
- Protection from Your Homeowners' Association
- Avoid a Support Lien through Bankruptcy
- What Does a Bankruptcy Trustee Do?
- Avoid Income Tax Liens with Chapter 13
- Avoid Income Tax Liens with Chapter 7
- Prevent Future Income Tax Liens
- Prevent Future Judgment Liens
- Which Type of Bankruptcy Is Right for Me?
- Bankruptcy Can Remove a Judgment Lien
- Qualifying for Bankruptcy in Texas
- Bankruptcy May Strip Off a Junior Mortgage
- Bankruptcy Stops a Property Tax Foreclosure
- Chapter 13 Gives the Most Time to Cure Your Mortgage
- Bankruptcy Helps You Afford Your Mortgage
- What to Expect at a 341 Meeting of Creditors
- Protecting Excess Home Equity through Chapter 13
- Filing for Bankruptcy Due to Medical Debt
- Protecting Future Home Equity through Chapter 7
- Protecting Your Home Equity through Chapter 7
- Can My Texas Bankruptcy Discharge Be Denied?
- More Bankruptcy Benefits for Your Home
- Bankruptcy's Many Benefits for Your Home
- Marital Debt: Determining the Best Way to File for Bankruptcy
- Cramdown on Furniture and Other Personal Property Debts
- An Example of Money Saved through Vehicle Loan Cramdown
- Creditor Harassment after Bankruptcy
- Cramdown Your Vehicle Loan if Behind on Payments
- Qualifying for a Vehicle Loan Cramdown
- The Role of a Bankruptcy Trustee
- Keep Your Vehicle through Cramdown
- Keep Your Vehicle without Reaffirmation
- Keep Your Vehicle by Reaffirming its Loan
- What Not to Do Before Filing for a Texas Bankruptcy
- Forgotten Debts
- Debts Sold or Assigned to Collection Agencies
- Frequently Asked Questions About Texas Bankruptcy
- Creditor Not Listed But Knows about Your Case
- Debts You Don't List in Your Bankruptcy Case
- Things You Should Know Before You File for Bankruptcy
- Bankruptcy Writes Off Vehicle Accident Claims, Unless Intoxicated
- Bankruptcy Can Write Off a Student Loan, IF it Causes Undue Hardship
- Exploring Federal and Texas Bankruptcy Exemptions
- Bankruptcy Does Not Write Off Child or Spousal Support Debts
- Bankruptcy Writes Off (Some) Income Taxes
- Criminal Fines and Restitution Not Written Off in Bankruptcy
- How Will a Bankruptcy Affect My Credit Score?
- Debts Not Written Off in Bankruptcy
- Writing Off Debts with Bankruptcy
- Types of Debt in Chapter 13 Bankruptcies
- Your Debts in Bankruptcy
- If You Owe Both 2018 AND Earlier Income Taxes
- Can I Discharge My Student Loans in Bankruptcy?
- Include 2018 Income Taxes in a Chapter 13 Case Filed in 2019
- Filing Chapter 13 in 2019 to Write Off More Income Taxes
- How a Texas Bankruptcy May Help Stop a Home Foreclosure
- Filing Bankruptcy in 2019 to Write Off More Income Taxes
- Disadvantages of a Badly-Timed 5-Year Chapter 13 Case
- Scenario: Filing Chapter 13 Now Shortens a Case by Two Years
- What Life Is Really Like After a Texas Bankruptcy
- Filing Chapter 13 in December (or January!) May Greatly Shorten Your Case
- An Example of a "Preference"
- Signs Filing For Bankruptcy Might Be Your Best Option
- "Preferences" Around the Holidays
- Bankruptcy Myths
- Fraudulent Transfers Around the Holidays
- An Example Why Passing the Means Test May Be Easier in 2018
- What Is a “Means Test” and How Does It Affect Bankruptcy?
- Pass the Means Test by Filing Bankruptcy in 2018
- The Surprising Benefits: Keeping Your Vehicle Lease under Chapter 13
- The Surprising Benefits: Keeping Your Vehicle Lease under Chapter 7
- Debunking the Three Biggest Bankruptcy Fears
- The Surprising Benefits: Ending Your Vehicle Lease under Chapter 13
- The Surprising Benefits: Rejecting Your Vehicle Lease under Chapter 7
- How to Rebuild Credit After a Texas Bankruptcy
- The Surprising Benefits: Escape from Your Vehicle Lease in Bankruptcy
- The Surprising Benefits: An Example of Vehicle Loan Cramdown
- Which Bankruptcy Option Eliminates All Debt?
- The Surprising Benefits: Saving Your Vehicle Better through Chapter 13
- Foreclosure: Will the Bank Take My Home if I Miss a Payment?
- The Surprising Benefits: Saving Your Vehicle through Bankruptcy
- The Surprising Benefits: Chapter 13 Potentially Discharges Divorce Property Settlement Debts
- The Surprising Benefits: Discharge Divorce Property Settlement Debts
- The Surprising Benefits: Chapter 13 Handles an Income Tax Lien on a Tax that Can't Be Discharged
- Lawsuit Highlights the Issues with Debt Settlement Services
- The Surprising Benefits: An Income Tax Lien on a Tax that Can't Be Discharged
- The Benefits of Bankruptcy
- The Surprising Benefits: Chapter 13 AFTER the Recording of an Income Tax Lien
- The Surprising Benefits: Chapter 7 AFTER the Recording of an Income Tax Lien
- How Bad is Bankruptcy for Your Credit Score?
- The Surprising Benefits: Chapter 13 Stops the Recording of an Income Tax Lien
- The Surprising Benefits: Chapter 7 Stops the Recording of an Income Tax Lien
- Small Business Bankruptcy in Texas
- The Surprising Benefits: Fraud Debt Collections in Bankruptcy
- The Surprising Benefits: Deal with Student Loan Collection with Chapter 13
- The Surprising Benefits: Stop Student Loan Collection
- Managing Your Finances after Bankruptcy
- The Surprising Benefits: Stop Income Tax Collection
- The Surprising Benefits: Stop Collection of Support Arrearage
- Can You File Bankruptcy Without Your Spouse?
- The Surprising Benefits: Break a Tax Payment Plan through Chapter 13
- The Surprising Benefits: Break a Tax Payment Plan through Chapter 7
- The Surprising Benefits: Getting Back Your Repossessed Vehicle
- How to Get Back a Repossessed Vehicle
- The Surprising Benefits: Reinstating Your Driver's License Suspended for Unpaid Tickets
- The Surprising Benefits: Reinstating a Driver's License
- Choosing Between Bankruptcy and Foreclosure
- The Surprising Benefits: Removing a Judgment Lien on Your Home
- The Surprising Benefits: Resolving the "Preference" Problem through Chapter 13
- Reversing Real Estate Judgment Liens with Bankruptcy
- The Surprising Benefits: Resolving the "Preference" Problem through Negotiation
- The Surprising Benefits: Solving an Uncomfortable "Preference" Problem
- Reclaiming Your Texas Driver’s License through Bankruptcy
- The Surprising Benefits: A "Preference" Payment to a Relative or Friend
- The Surprising Benefits: Use "Preference" Money to Pay a Favored Debt
- Surprising Bankruptcy Benefits: Make Creditors Return Your Money
- A Dozen Surprising Benefits of Bankruptcy
- Fully Complying with Your Chapter 13 Case
- The Criminal Exception to the Automatic Stay
- Giving a Creditor "Adequate Protection"
- A Creditor's Precautionary Motion about the Automatic Stay
- Two More Creditor Challenges to the Automatic Stay
- A Creditor's Challenge to the Automatic Stay to Pursue a Lawsuit
- A Creditor Challenge to the Automatic Stay
- What the IRS/State Can and Can't Do After You File Bankruptcy
- Landlord's Power over Bankruptcy to Evict Bad Tenants
- Family Court Proceedings and Debts in Bankruptcy
- Stopping Eviction from Your Rental through Bankruptcy
- Limited Automatic Stay Protection for Unpaid Child/Spousal Support
- No Automatic Stay after Multiple Prior Bankruptcy Filings
- Prevent Losing the Automatic Stay Because of a Prior Bankruptcy Filing
- Stop Student Loan Collections to Discharge or Deal with the Loan
- Stop IRS Garnishment to Start Installment Payment Plan
- Preventing Wage Garnishment through Bankruptcy
- Does Hiring a Bankruptcy Lawyer Stop Collection Actions?
- A Handy Guide to Chapter 7 vs. 13 for Your Secured Debts
- Chapter 7 vs. 13 When Your Vehicle is Worth Too Much
- Cramdown on Vehicle Not Bought for Personal Use
- Cramdown on Collateral Not Purchased with the Debt
- Verifying that a Creditor Has a Valid Security Interest
- Example of Reaffirming vs. Cramming Down Furniture Loan
- Example of Reaffirmation Agreement vs. Cramdown of Vehicle Loan
- Examples of Reaffirmation Agreement vs. Chapter 13
- Reaffirmation Agreement vs. Chapter 13
- Get a New Financial Start with this New Year
- Rescinding a Reaffirmation Agreement
- The Reaffirmation Hearing
- Reaffirming a Debt That's Not Current
- Be Cautious about Reaffirming a Debt
- A Debt Reaffirmed under Chapter 7
- Debts Voluntarily Paid in Chapter 7
- Exceptions to the Discharge of Debts in Chapter 7
- "General Unsecured Debts" in Chapter 13
- "General Unsecured Debts" in Chapter 7
- Unsecured Debts in Bankruptcy
- Chapter 13 with a Judgment Lien, HOA Lien, or Child/Spousal Support
- Chapter 13 with a 2nd Mortgage, Property Taxes, or Income Tax Lien
- Chapter 7 with a Judgment Lien, HOA Debt, or Support Obligations
- Your Paid-Current Home Mortgage in Chapter 7 and 13
- Your Home Mortgage in Chapter 7 and Chapter 13
- Simple and Not-so-simple Debts in Chapter 7 and 13
- The Automatic Stay in Chapter 7 and 13
- Using Time to Your Advantage in Chapter 7 and 13
- Keep an Open Mind about Chapter 7 or 13
- Chapter 7 or 13? You May Be Surprised
- Chapter 7 Prevents Judgment Liens on Your Home
- Chapter 7 Buys Time and Money to Move from a Foreclosing Home
- Chapter 7 Buys Time to Change to Another Vehicle
- Chapter 7 Buys Time to Redeem Your Vehicle
- Chapter 7 Buys Very Short Amount of Time to Get Vehicle Insurance
- Many Ways to Buy Time for Your Vehicle and Home through Chapter 7
- Dealing with Recorded Tax Liens through Chapter 13
- Buy Lots More Time to Deal with Multiple Years of Income Tax Debts
- Buy Time to Deal with Multiple Years of Income Tax Debts
- Buy Time to Get Current on Home Property Taxes
- Buy Time to Sell Your Home with Chapter 13
- Buy Much More Time for Your Home with Chapter 13
- Chapter 7 Permanently Prevents Tax Liens against Your Home
- Buy Time for Your Home with Chapter 7
- Good Timing Can Shorten Your Chapter 13 Case by 2 Years
- Why Timing Can Be So Crucial for the Means Test
- The Means Test is Based on Timing
- Timing: Avoiding "Fraudulent Transfers"
- Timing: Avoiding Very Troublesome "Preference" Payments
- Timing: Qualifying for Cramdown on Personal Property Collateral
- Timing: Qualifying for Vehicle Loan Cramdown
- Timing: Writing Off Recent Credit Card Debt
- Timing: Writing Off Income Taxes
- Two Examples of Bankruptcy Timing with Medical Debts
- Timing: Including Debts in Bankruptcy
- A Sample Completed Chapter 7 Case
- A Sample Completed Chapter 13 Case
- Getting Ready to Finish a Chapter 13 Case
- The Chapter 13 Trustee
- A Second Mortgage "Strip" through Chapter 13
- Labor Day 2017--Hard-Working and Productive Workers
- Labor Day 2017--Hard-Working and Productive Workers
- A Caution about Severing Your Chapter 13 Case from Your Spouse
- The Option of Severing Your Chapter 13 Case from Your Spouse
- The Option of Converting Your Chapter 13 Case into a Chapter 7 One
- Your Voluntary Dismissal of a Chapter 13 Case
- Plan Modification After It's Court-Approved
- Plan Modification Before It's Approved
- Chapter 13 Plan Modification
- Catching up on Child or Spousal Support
- Catching up on Property Taxes on Other Than Your Home
- Catching up on Property Taxes When You Have a Mortgage
- Catching up on Your Mortgage on Your Terms
- Protect Yourself from Your Co-Signer
- Using the Co-Debtor Stay of Chapter 13
- Protecting Your Co-Signer in Bankruptcy
- Cramdown on Debts Secured by Personal Property
- Reducing the Cost of Your Vehicle Loan through Cramdown
- Treatment of Different Types of Creditors in Chapter 13
- The Chapter 13 Plan
- Chapter 13 Buys Time
- Qualifying to File a Chapter 13 Case
- Keeping Your Vehicle in Chapter 7 through Redemption
- Surrendering Your Vehicle in a Chapter 7 Case
- Keeping Your Vehicle by Reaffirming the Vehicle Loan
- Timing Can Be Crucial for Passing the Means Test
- A Simple Example of Passing the Means Test
- The Pursuit of Happiness this 4th of July
- Household Size Really Matters for Passing the Means Test
- No Means Test If You Fit within a Military Exemption
- No Means Test If You Have More Business Debts than Consumer Debts
- The Chapter 7 Means Test
- Example of a Simple Chapter 7 "Asset Case"
- A Chapter 7 "Asset Case"
- Chapter 7 Trustee's Abandonment of Property
- When a Chapter 7 Trustee Doesn't Liquidate Non-Exempt Property
- A "No Asset" Chapter 7 Case
- Proceeds, Rents, or Profits as "Property of the Estate"
- "Property of the Estate" and Marital Property Division
- "Property of the Estate" and "Death Benefits"
- "Property of the Estate" May Include Life Insurance Proceeds
- "Property of the Estate" Includes an Inheritance
- "Property of the Estate" Excludes Property in a Spendthrift Trust
- "Property of the Estate" Excludes Powers You Exercise for Another's Benefit
- "Property of the Estate" in Chapter 7 Bankruptcy
- The U. S. Trustee--Administrator and Enforcer
- 5 More Things to Know to Protect Your Property through Exemptions
- 5 Things to Know to Protect Your Property through Exemptions
- Using the Right Set of Property Exemptions
- The Chapter 7 Trustee Challenging an Asset's Value
- The Chapter 7 Trustee Looking into an Asset
- The Trustee in a Consumer Chapter 7 Case
- Resolving a Fraudulent Transfer Painlessly through Chapter 13
- Preventing Avoidance of Fraudulent Transfers through Chapter 13
- Are Charitable Gifts Fraudulent Transfers?
- Fraudulent Transfers without the Actual Intent to Defraud
- Fraudulent Transfers with Actual Intent to Defraud
- Introducing Fraudulent Transfers
- Using "Preference" Law to Pay a Necessary Debt
- Using "Preference" Law to Your Advantage
- Avoiding the "Preference" Problem
- The "Preference" Problem
- The Practicalities of "Preferences"
- Understanding "Preferences"
- The Judge's Ruling in a Dischargeability Proceeding: an Example
- The Closing Arguments in a Dischargeability Proceeding: an Example
- The Trial in a Dischargeability Proceeding: an Example
- Discovering the Facts in a Dischargeability Proceeding: an Example
- Answering a Creditor's Dischargeability Complaint: an Example
- Resolving a Creditor's Dischargeability Objection: an Example
- Going to Trial on a Nondischargeability Dispute with a Creditor
- "Discovery" during a Nondischargeability Dispute with a Creditor
- The Procedure to Determine whether a Debt Should be Discharged
- Options for Dealing with a Nondischargeability Complaint
- Writing off a Student Loan
- A Challenge to the Discharge of All Debts
- Suing a Creditor in Bankruptcy
- Adversary Proceedings by the Debtor
- Adversary Proceedings by the Trustee
- Adversary Proceedings in Bankruptcy
- When a Business Lease is Not a True Lease
- Business Leases Recharacterized
- Business Leases of Personal Property
- The Difference between a True Lease and a Secured Purchase
- Leases that Are Actually Secured Purchases
- Personal Property Leases in Bankruptcy
- Leaving My Rental after Filing a Chapter 13 Case
- Leaving My Rental after Filing Chapter 7 Bankruptcy
- What If I'm Too Far Behind on My Rent?
- What If I'm Behind on My Rent But Want to Stay in My Rental?
- Can My Landlord End My Lease Just for Filing Bankruptcy?
- Escaping a Vehicle Lease in Chapter 13
- Escaping a Vehicle Lease in Chapter 7
- "Assuming" a Vehicle Lease in Default in Chapter 13
- "Assuming" a Vehicle Lease in Chapter 7
- Executory Contracts in Chapter 7
- Unexpired Leases and Other Executory Contracts in Bankruptcy
- Statutory Liens in Chapter 13
- Statutory Liens in Chapter 7
- The Bankruptcy Judge, U.S. Trustee, and Chapter 7 and 13 Trustees
- Statutory Liens
- Turning Friday the 13th Bad Luck into Good
- Execution Liens, Judgments on Nondischargeable Debts
- A Sample Judgment Lien, Undone
- Undoing a Judgment Lien
- The Dangerous Judgment Lien
- Objecting to a Proof of Claim to Defeat a Creditor
- Objecting to a Proof of Claim to Prevent Dismissal
- When It's Worth Objecting to a Proof of Claim
- Objecting to a Creditor's Proof of Claim in Chapter 13
- Creditor's Failure to File a Proof of Claim in Chapter 13
- Potentially Pay Nothing to Most Creditors in Chapter 13
- Creditors Paid Nothing under Chapter 13
- Debt Write-off under Chapter 13
- Permanently Write Off Debts in Bankruptcy
- 5 Special Assets
- Upcoming Property from a Divorce
- Rents and Profits as Bankruptcy Assets
- Recovered Assets from "Fraudulent Transfers"
- Assets Recently Sold or Given Away
- Shared Assets
- Special Assets--An Inheritance
- The Financial Effect of Surrendering Collateral in Chapter 13
- Secured Creditors' Proofs of Claim in Chapter 13
- Priority Creditor Proofs of Claim in Chapter 13
- Unsecured Creditors' Proofs of Claim in Chapter 13
- Creditor Claims and Proofs of Claim
- Including New Income Tax Debts in Chapter 13
- "Pre-Petition" and "Post-Petition" Debts in Chapter 13
- "Pre-Petition" and "Post-Petition" Assets in Chapter 7
- "Pre-Petition" and "Post-Petition" Debts in Chapter 7
- Everything to Know about the Automatic Stay
- Lack of the Automatic Stay through Multiple Prior Bankruptcy Filings
- Losing the Automatic Stay through a Prior Bankruptcy Filing
- The "Endangerment of Property" and "Illegal Use of Controlled Substances" Automatic Stay Exceptions
- The Residential Lease Exception to the Automatic Stay
- The Tax Exceptions to the Automatic Stay
- The Domestic Relations Exceptions to the Automatic Stay
- Exceptions to the Automatic Stay
- "Adequate Protection"
- Creditors Ask for Relief from Stay
- Reasons Creditors Ask for Relief from the Automatic Stay
- Creditors Asking for Relief from Stay NOT to Pursue Collateral
- "Relief from the Automatic Stay"
- The Automatic Stay
- Petition, Schedules, Electronic Filing
- "Residence" and "Domicile" in Bankruptcy
- "Credit Counseling" and "Debtor Education"
- Voluntary and Involuntary, Individual and Joint Bankruptcy Cases
- The Bankruptcy Chapters--Chapter 7, 9, 11, 12, 13 Cases
- The Debtor, Creditor, Lawyers, Bankruptcy Clerk, Trustee, and Judge
- A Scenario about Debts from a Vehicle Accident
- "Priority" Debts for Injuries from Driving while Intoxicated
- "Priority" Wages and Benefits Owed to Employees
- Are "Priority Income Tax Debts Discharged in Chapter 7 Bankruptcy?
- Can "Priority" Debts Be Discharged in Chapter 7 Bankruptcy?
- "Priority" Debts in Chapter 7 Bankruptcy
- "Priority" Debts in Bankruptcy
- Example of How Chapter 13 Handles a Creditor with a Disputed Lien
- When a Creditor Has a Disputed Lien in Chapter 13
- When a Creditor Does Not Enforce its Lien in Chapter 13
- An Example of Surrendering Your Home Later in a Chapter 13 Case
- The Option of Surrendering Your Home Later in a Chapter 13 Case
- Surrendering a Vehicle in a Chapter 13 Case
- When a Creditor Does Not Have an Enforceable Lien
- When a Creditor Does Not Enforce its Lien
- Debt Secured by Judgment Lien Can Often Be Turned into an Unsecured Debt
- Secured Debt Treated Like Unsecured Debt after Collateral Surrender
- Secured Debts Treated Like Unsecured Debts in Chapter 7
- "General Unsecured" Debts Discharged in Chapter 13
- Debts Partly Paid but then Written off in Chapter 7
- "General Unsecured" Debts Discharged in Chapter 7
- Protect Equity in Your Home Better with Chapter 13
- Protect Equity in Your Home Not Covered by the Homestead Exemption
- "Avoiding" a Judgment Lien on Your Home in Chapter 13
- "'Statutory Liens" on Your Home Resolved through Chapter 13
- Special Debts that Can't Be "Discharged" under Chapter 13
- How Chapter 7 Deals with Special Debts that Can't Be "Discharged"
- The Chapter 13 "Super-Discharge" of Divorce Decree Debts
- Dealing with a Recorded Income Tax Lien and Preventing Future Ones
- Catching Up on Your Property Taxes through Chapter 13
- Flexibility in Selling Your Home through Chapter 13
- A Second Mortgage "Strip" through Chapter 13
- Catching up on Your Home Mortgage through Chapter 13
- Independence from Debt
- Ten Ways to Keep Your Home through Chapter 13
- Prevent a Creditor with an Unsecured Debt from Turning it into a Secured Debt
- Power over Your Secured Debts through Chapter 13
- Power over Your Secured Debts through Chapter 7
- Your Secured Debts
- Chapter 13 Benefits for Real Estate that Is Income-Producing and Equity-Creating
- Chapter 13 Benefits Directly Related to Real Estate Other than Your Home
- Selling Real Estate Other than Your Home under Chapter 13
- Surrendering Real Estate Other than Your Home in Bankruptcy
- Keeping Non-Home Real Estate through Bankruptcy
- Addressing a Child or Spousal Support Lien through Bankruptcy
- Dealing with Statutory Liens on Your Home in Bankruptcy
- Erasing a Judgment Lien from Your Home's Title
- Preventing a Judgment Lien against Your Home
- Dealing with a Recorded Tax Lien FULLY Secured by Home Equity
- Resolving a Recorded Tax Lien Partly Secured by Home Equity
- Beating a Recorded Income Tax Lien on Your Home
- Preventing an Income Tax Lien on Your Home
- Escape Your Underwater Second Mortgage
- Dealing with Unpaid Property Taxes on Your Home
- Keeping Your Home through Chapter 13
- Keeping Your Home through Chapter 7
- Getting Out of Your Vehicle Lease through Chapter 13
- Getting Out of Your Vehicle Lease through Chapter 7
- Keeping Your Leased Vehicle through Chapter 13
- Keeping Your Leased Vehicle through Chapter 7
- Getting Out of Your Vehicle Loan through Bankruptcy
- Lowering Your Vehicle Loan Payments through Chapter 13 Bankruptcy
- Reaffirming Your Vehicle Loan through Chapter 7 Bankruptcy
- Debts Not Listed in Your Bankruptcy Documents
- Accident Claims from Driving While Intoxicated
- How to Discharge a Student Loan in Bankruptcy
- Unpaid Child or Spousal Support Never Discharged in Bankruptcy
- Income Taxes Discharged and Not Discharged in Bankruptcy
- Criminal Debts Not Discharged in Bankruptcy
- Debts Not Discharged in Chapter 7 Bankruptcy
- The Discharge of Debts in Bankruptcy
- The 3 Kinds of Debts
- Bankruptcy in the U.S. Constitution and Statutes
- Bankruptcy--A Moral Choice
- Bankruptcy Made Simple
- What Is Size of Your Family for the "Means Test"?
- What Is Your State for the "Means Test"?
- What is Considered "Income" for the Chapter 7 "Means Test"
- The New Median Income Amounts for the Chapter 7 "Means Test"
- The Military Exemptions from the Chapter 7 "Means Test"
- The Business Debt Exemption from the Chapter 7 "Means Test"
- You're Now More Likely to Be Paid More Back Wages by Your Bankrupt Former Employer
- Larger Families More Likely to Qualify for Shorter Chapter 13 Cases
- A Chapter 13 Debt Limit Increase
- A Chapter 7 "Means Test" Calculation Adjustment
- The Homestead Exemption Cap
- The Maximum IRA Exemption
- New Thresholds for a "Luxury" Purchase or Cash Advance to Be Presumed Fraudulent
- Upcoming Increase in Federal Property Exemptions
- More New Bankruptcy Dollar Amounts Effective Soon
- A Fresh Start against Your Co-Signer
- A Fresh Start at Protecting Your Co-Signer Better
- A Fresh Start at Protecting Your Co-Signer
- A Fresh Start for Your Home Partly Encumbered by a Tax Lien
- A Fresh Start for Your Home Equity Encumbered by a Tax Lien
- A Fresh Start with an Income Tax Lien on Your Home
- A Fresh Start with the Child or Spousal Support Lien on Your Home
- A Fresh Start with Unpaid Property Taxes on Your Home
- The Judgment Liens that Can Be "Avoided" from Your Home's Title
- A Fresh Start by "Avoiding" a Judgment Lien on Your Home
- Consumer Warning: A Scam Targeting Bankruptcy Filers
- A Fresh Start by "Stripping" Your Second Mortgage
- A Fresh Start on Your Home with Chapter 13
- A Fresh Start with a Forbearance Agreement
- A Fresh Start with a Mortgage Modification
- A Fresh Start on Your Home If You're Behind on Your Mortgage
- A Fresh Start on Your Vehicle Loan through Chapter 13 "Cramdown"
- A Fresh Start on Your Vehicle Loan through Chapter 7 "Redemption"
- A Fresh Start on Your Vehicle Loan through Chapter 7 "Reaffirmation"
- Bankruptcy Timing: Include Income Taxes Owed for 2015 by Filing Chapter 13 in Early 2016
- Bankruptcy Timing: Filing in 2016 to Write Off More Income Taxes with Chapter 13
- The New Year, a Fresh Start!
- Bankruptcy Timing and the Holidays: Filing in 2016 to Cover More Income Taxes
- Bankruptcy Timing and the Holidays: Filing in January to Qualify for Chapter 7 or Shorten Chapter 13 Case
- Peace on Earth, Good Will to All: Merry Christmas!
- Bankruptcy Timing and the Holidays: Filing in December May Shorten Chapter 13 Case by 2 Years
- Bankruptcy Timing and the Holidays: Personal Injury Damages from Driving Under the Influence
- Bankruptcy Timing and the Holidays: Gift-Giving and "Fraudulent Transfers"
- Bankruptcy Timing and the Holidays: "Preferenceâ Payments
- Bankruptcy Timing and the Holidays: The "Cash Advances" Presumption of Fraud
- Bankruptcy Timing and the Holidays: The "Luxury" Presumption of Fraud
- Bankruptcy Timing and the Holidays: Extra Income in December Affecting the "Means Test"
- Bankruptcy Timing and the Holidays
- Giving Final Thanks for Chapter 13 "Adjustment of Debts"
- Giving More Thanks for Chapter 13 "Adjustment of Debts"
- Giving Thanks for Chapter 13 "Adjustment of Debts"
- Giving More Thanks for Chapter 7 "Straight Bankruptcy"
- Giving Thanks for Chapter 7 "Straight Bankruptcy"
- Thanksgiving for the Rule of Law
- Chapter 7 and Chapter 13--Income Tax Lien Partly Secured by Equity in Your Home
- Chapter 7 and Chapter 13--An Income Tax Lien Secured by Equity in Your Home
- Chapter 7 and Chapter 13--An Income Tax Lien on Your Home
- Chapter 7 and Chapter 13--Owe Both Newer and Older Income Taxes
- Chapter 7 and Chapter 13--Newer Income Taxes
- Chapter 7 and Chapter 13--Older Income Taxes
- Chapter 7 and Chapter 13--Child and Spousal Support
- Chapter 7 and Chapter 13--Unsecured Debts
- Chapter 7 and Chapter 13--Delayed Sale of Your Home
- Chapter 7 and Chapter 13--Selling Your Home in the Near Future and Protecting Its Increased Equity
- Chapter 7 and Chapter 13--Selling Your Home with Equity but Have Lots of Other Debts
- Chapter 7 and Chapter 13--Too Much Equity in Your Home
- Chapter 7 and Chapter 13--Unpaid Child or Spousal Support Lien on Your Home
- Chapter 7 and Chapter 13--Stripping a Second (or Third) Mortgage
- Chapter 7 and Chapter 13--Resolving Your Property Tax Debt
- Chapter 7 and Chapter 13--Avoiding Judgment Liens on Your Home
- Chapter 7 and Chapter 13--Surrendering Your Home
- Chapter 7 and Chapter 13--Home Mortgage Overview
- Chapter 7 and Chapter 13--"Cramdown" on Personal Property Collateral
- Chapter 7 and Chapter 13--Personal Property as Purchased Collateral
- Chapter 7 and Chapter 13--More Vehicle Loans
- Chapter 7 and Chapter 13--Vehicle Loans
- Chapter 7 and Chapter 13--Exempt and Not Exempt Assets
- Chapter 7 and Chapter 13--Encumbered Assets
- Chapter 7 and Chapter 13
- Mistakes to Avoid--Selling Your Home Just Because You're Behind on Property Taxes
- Mistakes to Avoid--Selling Your Home Because You Owe Income Taxes
- Mistakes to Avoid--Selling Your Home Because You Canât Afford the Mortgage Payments
- Mistakes to Avoid--Selling Your Home to Pay off Your Ex-Spouse
- Mistakes to Avoid--Selling Your Home to Prevent Its Foreclosure
- Mistakes to Avoid--Selling Your Home under Pressure instead of Waiting until a Better Time
- Mistakes to Avoid--Selling Your Home without First Stripping the Second Mortgage
- Mistakes to Avoid--Selling Your Home out of Desperation
- Mistakes to Avoid--Prevent Judgment Liens against Your Home
- Mistakes to Avoid--Surrendering Your Vehicle or Getting it Repossessed
- Mistakes to Avoid: Paying a Favored Creditor Before Filing Bankruptcy
- Mistakes to Avoid: Selling or Borrowing against Assets Protected in Bankruptcy
- Big Mistakes to Avoid When Considering Bankruptcy
- Making Sense of Bankruptcy: Does Chapter 7 or Chapter 13 Better Protect Your Home?
- Making Sense of Bankruptcy: Protecting Your Home from Foreclosure with the "Automatic Stay"
- Making Sense of Bankruptcy: Important Exceptions to the Protections of the "Automatic Stay"
- Making Sense of Bankruptcy: 5 More Powerful Ways Chapter 13 Saves Your Home
- Making Sense of Bankruptcy: 5 Powerful Ways Chapter 13 Saves Your Home
- Making Sense of Bankruptcy: Using State Property Exemptions in Federal Bankruptcy
- Qualifying for Chapter 13
- The Truth about Qualifying to File a Chapter 7 Case
- Pay off Debt and Boost Your Credit with the “One-Two Payment Plan”
- Questions to Ask Yourself before Filing for Bankruptcy
- Strategies to Avoid Credit Card Debt
- Debt Dilemmas: Common Concerns about Chapter 13 Bankruptcy Process
- Benefits of Hiring a Bankruptcy Attorney
- Chapter 7 Bankruptcy: A Brief Overview of Eligibility and Asset Liquidation
- Bankruptcy Filing Questions
- FAQs about Chapter 7 Bankruptcy
- Credit Card Debt: Can I Keep My Credit Cards When Filing for Bankruptcy?
- Factors Which May Impact Chapter 13 Bankruptcy Eligibility
- Are There Alternatives to Bankruptcy?
- Bankruptcy Qualifications: Can You File for Bankruptcy Twice?
- Tips for Dealing with Debt Collectors
- Can Bankruptcy Stop Wage Garnishments?
- How Bankruptcy Laws and Your Finances May Affect the Bankruptcy Process
- The Importance of Following Bankruptcy Laws
- Floating Check Controversy: Whose Money Is It?
- Foreclosure Defense: Saving Your Home
- The Poverty Prejudice
- Will I Lose My Security Clearance If I File Bankruptcy?
- Should I Use Savings to Pay Off Debt?
- The Real Number One Reason for Bankruptcy Filings
- Fewer Bankruptcies Now, But Are More Coming?
- Understanding Wage Garnishment Laws in Texas
- RadioShack Receives Large Bankruptcy Loan Offer
- A Brief Guide to Managing Credit Card Debt
- How to Deal with the Debt of a Deceased Family Member in Texas
- Is Taking Out a Loan a Smart Way to Get Out of Debt?
- Tips for Homeowners Who Are Struggling with Mortgage Payment Difficulties
- Understanding the Different Forms of Debt
- What Does Bankruptcy Really Do to Your Credit Score?
- Qualifying for a Mortgage after Bankruptcy
- Federal Rules Debt Collectors Must Follow
- Bankruptcy Filers Can Now Use Rental History to Rebuild Credit
- Three Proven Methods to Improve Your Credit Score
- Texas Ranks as a Best State for Student Debt Among the $1.12 Trillion Owed Nationwide
- How Bankruptcy Can Be the Start of a More Secure Financial Life
- Four Ways to Manage Credit Card Debt
- Can Chapter 13 Bankruptcy Lead to a More Financially Stable Life?
- How to Determine Eligibility for Chapter 13 Bankruptcy
- Warning Signs of Financial Trouble
- Why Filing for Chapter 7 Bankruptcy May Be the Answer for You
- Rules of 341 Meetings in Bankruptcy
- Qualifying for Chapter 7 Bankruptcy
- Internal Revenue Service Issues: Tax Levies vs. Tax Liens Part Two
- Issues in State and Federal Minimum Wage Laws
- Internal Revenue Service Issues: Tax Levies vs. Tax Liens Part One
- Bankruptcy and Mental Health: Battling Negative Emotions
- Bankruptcy Concerns: Supreme Court Decides on IRA Exemptions
- The Truth behind Bankruptcy Filing
- The Financial Impact of Unpaid Medical Bills
- Exploring Texas Bankruptcy Options
- What Are Debt Collectors Allowed to Do?
- Rebuilding Life after Filing Bankruptcy
- Post-Grad Unemployment and the Struggles to Find a Job
- What Happens When Chapter 13 Bankruptcy and Divorce Meet?
- Creditor Judgments: What You Need to Know
- New Study Explores American Credit Card Debt
- Mythbusters: Common Credit Card Misconceptions
- Will Bankruptcy Destroy My Future Job Prospects?
- What Do I Need to File for Bankruptcy?
- Medical Bills & Personal Bankruptcy: An Unfortunate Trend
- Debt Coping: What to Do When a Child Passes Away
- The Cost of Care: Helping Elderly Parents
- Property Exemptions for Bankruptcy in Texas
- Career Athletes and Bankruptcy
- The Link Between College and Credit Card Use
- The Negative Physical Impacts of Financial Stress
- How Does Filing for Bankruptcy Affect My Credit Score?
- Bankruptcy and Federal Student Loans
- 2014 is the Year to Get Rid of Debt
- Are Cosigners Affected when Filing for Bankruptcy?
- What is the Texas Homestead Exemption?
- Knowing Your Rights with Debt Collectors
- Protecting Yourself From Refinancing Scams
- Can Anyone Stop my Personal Bankruptcy?
- What is a Chapter 20 Bankruptcy?
- What You Need to Know Before Filing for Bankruptcy
- Bankruptcy Terminology: What is Reaffirmation?
- State of Economy in Texas Remains Political Issue
- Avoid Bankruptcy by Keeping Your Debt under Control
- A New Baby Could be a Good Time for Financial Fresh-Start
- What Does an IRS Tax Levy Mean in Texas?
- Proposed Changes to Credit Score Reporting
- San Antonio Bankruptcy Options
- Insured Patients and Bankruptcy
- Which First, Divorce or Bankruptcy?
- A 341 Meeting in Texas: Bankruptcy Basics
- How Payment Methods Influence Consumer Spending Habits
- Small Business Bankruptcy Threatens San Antonio’s Future
- Bankruptcy and Your Credit Score
- Filing for Chapter 7 Bankruptcy
- How Bankruptcy Affects Retirement Planning
- Card debt being paid off at slower rates?
- Texas Deceptive Trade Practices Act saves bankruptcy case
- Texas Congressman Ruben Hinojosa emerges from bankruptcy
- Card debt being paid off at slower rates?
- All about Your Credit Score
- Determining Wants vs. Needs while Budgeting
- Chapter 13 Bankruptcy Can Help Stop Foreclosure
- Strategies for balancing your budget
- Strategies for Balancing your Budget
- Texas Homestead Exemptions Good for Ranchers
- Filing chapter 13 bankruptcy in Texas
- Social Security Benefits to be Protected in Bankruptcy
- What to Do When You Are In a Financial Crisis
- Bankruptcy May Be Better Than Consolidation
- Student loan debt may soon be eligible for discharge in bankruptcy.
- Bankruptcy Filings Dropped in February, But Remain High Overall
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